Winnipeg Retirement Planning
Retirement planning can be confusing. It's our job to help you. Let's talk about it...No cost or obligation. |
Retirement planning can be confusing. It's our job to help you. Let's talk about it...No cost or obligation. |
Ready To Retire?When you think about retiring...do you ask yourself these questions?
Don't worry...you're not alone. These are all common questions and we can help! |
|
Retirement Planning WinnipegMost people dream of the day they can retire…spending their days doing whatever they want to do!
However, whether your plans are lavish or low-key, retiring is only possible if you are in the financial position to do so. The planning process can be tricky because there are many factors that need to be taken into consideration when creating a plan that’s right for you. The first step is to determine your current financial situation. Then, we work together to figure out what your ideal life looks like once you've stopped working. Finally, we create a detailed plan to get you there. |
Financial PlanningFrom a financial aspect, your retirement plan includes 3 main areas:
|
Investment PlanningInvestment Planning involves choosing the right investment products to achieve your goals.
|
Insurance PlanningInsurance Planning is necessary to manage risk.
Unexpected hardships can happen at any time and throw your retirement plans off course if you're not prepared. |
Common Retirement Planning QuestionsHow Much Does It Cost To Work With A Retirement PlannerThere are no out-of-pocket costs to working with us!
We get paid a commission by the company that offers the investment product that, together, we determine is the best for your specific needs. There are other planning services that charge fees for service which is usually calculated as a percentage of the amount of money you have invested with them. |
How do I know if my work pension will be enough for me in retirement?We can help you understand what your employer has set up for you and then plug that information into the plan we've created together to determine if extra savings or investments are necessary for you to live your dream retirement.
It's also important to understand what you need to do when you officially retire. You need to make decisions on what to do with your pension money...and we can help you with that. We can explain all the different options available to you and how those options would affect your retirement. |
Will I still need to pay income taxes when I'm retired?You will always be required to file your income taxes each year with CRA, however, depending on your specific situation, you may or may not have to pay any income tax.
The answer will depend on where your retirement income is coming from and how much income you are receiving in retirement. How will my family be affected once I retire?Your family's lifestyle may need to change depending on your income level is once you've stopped working.
Also, depending on your employer (prior to retiring), you may or may not have health benefits once you retire so you'll want to find that out and plan accordingly. We can help you with that! |
100-1345 Waverley St.
Winnipeg, MB R3T 5Y7 Phone: 204-898-3323 |